Group 1 - The core viewpoint of the news is that Beijing is optimizing and adjusting its real estate policies to better meet the housing needs of residents, effective from December 24, 2025 [1][2] Group 2 - The policy relaxes home purchase conditions for non-Beijing residents, reducing the social security or tax payment requirement from 3 years to 2 years for properties within the Fifth Ring Road, and from 2 years to 1 year for properties outside [1] - Multi-child families are supported, allowing Beijing residents with two or more children to purchase an additional property within the Fifth Ring Road, while non-Beijing multi-child families can buy two properties under certain conditions [1] - The personal housing credit policy is optimized, with banks no longer differentiating between first and second home loans in their interest rate pricing mechanisms [1] Group 3 - The minimum down payment for second home purchases using public housing funds is reduced from 30% to 25% [2] - The approval process for real estate development projects is adjusted from city-level approval to district-level filing, aimed at improving the business environment and investment efficiency [2]
北京出台楼市新政 放宽非京籍家庭购房条件
Zhong Guo Xin Wen Wang·2025-12-24 09:17