Core Viewpoint - Beijing has announced adjustments to its housing purchase policies to better meet the housing needs of residents, effective December 24, 2025 [1] Group 1: Policy Adjustments - The social insurance or individual income tax payment period for non-Beijing households to purchase housing within the Fifth Ring has been reduced from 3 years to 2 years, and for housing outside the Fifth Ring from 2 years to 1 year [3][4] - Families with two or more children can purchase an additional property within the Fifth Ring, allowing Beijing households to buy up to 3 properties and non-Beijing households with 2 years of social insurance or tax payments to buy up to 2 properties [3][4] Group 2: Financial Support Measures - Financial institutions will no longer differentiate between first and second home loans in their interest rate pricing, allowing for more flexible loan terms based on market conditions and individual risk assessments [3][4] - The minimum down payment for second home purchases using public housing funds has been lowered from 30% to 25% [3][5] Group 3: Regulatory Changes - The approval process for real estate development projects will shift from city-level to district-level registration to optimize the business environment [5]
北京楼市 新政发布！
Zheng Quan Shi Bao·2025-12-24 09:39