济南金融业“十四五”实现跨越式发展 多项核心指标领跑全省

Core Viewpoint - The financial sector in Jinan has significantly improved in both scale and quality during the "14th Five-Year Plan" period, becoming a crucial engine for regional economic growth, with multiple core financial indicators leading the province [2][3]. Group 1: Financial Performance - The financial industry's added value in Jinan has consistently outpaced GDP growth, with a maximum lead of 3.8 percentage points, and is projected to exceed 109.75 billion yuan in 2024 [2]. - By the end of 2024, the balance of both domestic and foreign currency deposits and loans is expected to surpass 3 trillion yuan, reflecting a growth of 42.2% and 52.7% respectively since the end of 2020, with annual growth rates of 9.2% and 11.2% [2]. - Direct financing in Jinan has seen a rapid increase, with new direct financing amounting to 376.13 billion yuan in 2024, a 65.7% increase from 2020, and an annual growth rate of 13.5% [2]. Group 2: Financial Structure and Quality - The insurance sector's performance has improved, with premium income reaching 81.2 billion yuan in 2024, a 29.3% increase from 2020 [2]. - The non-performing loan ratio is projected to drop to 0.61% by the end of 2024, a decrease of 0.53 percentage points from the end of 2020, indicating strong asset quality [2]. Group 3: Financial Resource Allocation - Jinan has focused on directing financial resources towards key sectors, with significant growth in loans for technology innovation (12.46%), green loans (47.5%), and inclusive small micro loans (12.9%) as of Q3 2025 [4]. - The establishment of nearly 900 financial institutions in Jinan, including local entities like Qilu Bank, has contributed to regional financial stability [4]. Group 4: Capital Market Development - Since the beginning of the "14th Five-Year Plan," Jinan has added 19 new listed companies and 10 new companies on the New Third Board, leading the province in both categories [5]. - The city has developed a robust pipeline for potential public companies, with 520 companies registered for support in accessing capital markets [5]. Group 5: Future Outlook - Jinan's financial sector aims to continue deepening financial reforms and innovations, enhancing financial support in key areas, and leveraging capital market functions to bolster the construction of a modernized provincial capital [6].