Crazy Woman Creek Bancorp Reports Earnings for Fiscal Year 2025; Declares Annual Cash Dividend of $0.32 Per Share

Core Viewpoint - Crazy Woman Creek Bancorp and Buffalo Federal Bank are committed to serving their communities and have achieved record financial performance while maintaining strong asset quality and capital ratios [1][3][4]. Financial Performance - For the fiscal year ending September 30, 2025, the company reported a net income of $1,905,498, achieving a return on equity (ROE) of 11.82% and a return on assets (ROA) of 0.97% [3]. - The company declared an annual cash dividend of $0.34 per share, an increase from the previous year's dividend of $0.32, to be paid in January 2026 [2]. Asset Quality - Nonperforming assets decreased to 0.36% as of September 30, 2025, down from 0.72% a year earlier [5]. - The loan loss reserve was reported at 1.86%, significantly above the Wyoming average of 1.49%, indicating a strong position against potential loan defaults [5]. Capital Ratios - The Tier 1 Leverage Ratio stood at 10.03% as of September 30, 2025, well above the threshold for "well-capitalized" institutions [4]. Operational Strategy - The company emphasizes conservative lending practices, operational efficiency, and long-term value creation for shareholders [6].