“十四五”时期济宁市住房公积金五年累计提取409.75亿元

Core Insights - The article highlights the achievements of Jining's housing provident fund system during the "14th Five-Year Plan" period, emphasizing its role in supporting high-quality development and addressing housing needs. Group 1: Development Achievements - Over the past five years, Jining has seen a steady increase in its housing provident fund's comprehensive strength, with 8,298 new account-opening units and 277,800 new employees, averaging annual growth of 1,660 units and 55,600 employees [1] - The number of contributing units reached 12,900, with 689,800 contributing employees, reflecting growth of 31.04% and 10.74% respectively. The annual contribution amount has increased by 10% on average [1] - By November 2025, Jining's housing provident fund loan issuance growth ranked first in the province, with cumulative contributions and balances ranking fourth, and cumulative withdrawals and loans ranking fifth [1] Group 2: Policy and Accessibility Improvements - By the end of 2024, 81% of housing provident fund loans were issued to employees under 40, a 20.5 percentage point increase from the end of 2020. The proportion of first-time home loans reached 78.96% [2] - A pilot program for flexible employment individuals was launched, resulting in 14,400 new accounts and contributions of 327 million yuan, with the proportion of non-public contributors increasing by 8.36 percentage points compared to the end of the "13th Five-Year Plan" [2] - Over the past five years, 8,300 cross-regional loans totaling 2.936 billion yuan were issued to support employees' housing needs [2] Group 3: Policy Optimization and Support for Housing Consumption - The housing provident fund policies were scientifically adjusted, removing restrictions on withdrawals for purchasing homes within the province, and optimizing standards for housing unit recognition [3] - The average loan amount reached 464,400 yuan, an increase of 124,000 yuan compared to the end of the "13th Five-Year Plan" [3] - The annual growth rate of rental withdrawal amounts was 19.57%, supporting housing consumption significantly [3] Group 4: Service Efficiency and Innovation - The implementation of a "one-stop" service for various business processes has made it easier for enterprises and individuals to access services [4] - Digital development has accelerated, with eight high-frequency services achieving "instant approval" [4] - The overdue loan rate is maintained at a leading level in the province, demonstrating effective post-loan management [4] Group 5: Community Engagement and Governance - The establishment of a "clean and efficient" service ethos has been integrated into all aspects of development, leading to the recognition of the center as a "national civilized unit" [5] - The center has actively engaged in community support initiatives, fostering collaboration in the housing provident fund sector [5] - Regulatory compliance has been strengthened, with measures in place to prevent fraud and enhance legal awareness in the housing provident fund domain [5] Group 6: Future Outlook - Looking ahead to the "15th Five-Year Plan," the housing provident fund system aims to align with the city's strategic goals, focusing on expanding coverage and enhancing support for housing consumption [6] - The core philosophy emphasizes the importance of fulfilling its functions and contributing to the vision of providing quality housing for all [6]