Dave vs. OppFi: Which Fintech Stock Is the Smarter Bet Right Now?

Key Takeaways DAVE delivered 63% y/y revenue growth in 3Q25, driven by a 49% jump in ExtraCash originations.OPFI grew 3Q25 revenues 13.5% and lifted adjusted net income 41.4%, supported by disciplined expense control.Dave cut 28-day delinquency rates to about 2% in 3Q25, reflecting gains from its CashAI v5.5 rollout.Both OppFi Inc. (OPFI) and Dave (DAVE) operate in the fintech space, addressing customer needs surrounding digital lending. DAVE’s primary service is to offer small, interest-free cash advances ...