What to Expect From American Express' Q4 2025 Earnings Report

Company Overview - American Express Company (AXP) has a market cap of $262.3 billion and operates as an integrated global payments company, providing credit cards, charge cards, banking, payment, financing, and related services to consumers and businesses worldwide [1] Financial Performance - Analysts forecast AXP to report a profit of $3.56 per share for fiscal Q4 2025, representing a 17.1% increase from $3.04 per share in the same quarter last year [2] - For fiscal 2025, the expected EPS is $15.41, which is a 15.4% increase from $13.35 in fiscal 2024 [3] Stock Performance - Shares of American Express have increased by 27.5% over the past 52 weeks, outperforming the S&P 500 Index's nearly 16% increase and the Financial Select Sector SPDR Fund's 14% return during the same period [4] - Following the strong Q3 2025 results, shares climbed 7.3% on Oct. 17, with revenue rising 11% year-over-year to a record $18.43 billion and EPS jumping 19% to $4.14, exceeding expectations [5] Analyst Ratings - The consensus view on AXP stock is cautiously optimistic, with a "Moderate Buy" rating overall. Among 29 analysts, eight recommend "Strong Buy," two have a "Moderate Buy," 18 suggest "Holds," and one recommends "Strong Sell" [6]