Will XRP Hit $5 in 2026? 5 Catalysts That Could Make It Happen—And 3 Risks That Won’t

Japan is quietly becoming one of the most important regions in the long-term XRP story. Ripple and SBI Holdings plan to launch RLUSD—Ripple's USD-backed stablecoin—in Japan by Q1 2026 through SBI VC Trade, pending regulatory approval. The project is being built through licensed trust banks and exchanges under Japan's Payment Services Act.That level of capital would reshape demand and strengthen the case for XRP hitting $5. It would also position XRP as the only crypto asset with an ETF tied to a fully regul ...