官方首次披露：知名银行原董事长，被审查

Core Viewpoint - The resignation of Li Minji, former chairman of Huaxia Bank, has been officially linked to serious disciplinary violations, marking a significant development in the bank's leadership changes and governance issues [1][3]. Group 1: Leadership Changes - Li Minji resigned from his position as chairman of Huaxia Bank on January 27, 2025, just over a month after being appointed, leading to speculation about his abrupt departure [1]. - Following Li's resignation, the bank has seen a significant turnover in its executive team, with multiple high-level positions changing hands, indicating a need for restructuring within the bank's leadership [3][6]. - Yang Shujian, previously the president of Beijing Bank, has been appointed as the new chairman, while Qu Gang has taken over as the president, marking a new leadership era for Huaxia Bank [6]. Group 2: Financial Performance - Huaxia Bank's revenue has struggled to surpass the 100 billion yuan mark, with reported revenues of 958.70 billion yuan, 938.08 billion yuan, 932.07 billion yuan, and 971.46 billion yuan from 2021 to 2024, showing minimal growth [4]. - In the first three quarters of 2025, the bank's revenue fell to 648.81 billion yuan, a decrease of 8.79% year-on-year, while net profit also declined by 2.86% to 179.82 billion yuan [5]. - The bank's total assets reached 4.59 trillion yuan, with a non-performing loan ratio of 1.58%, the lowest in nine years, although still high compared to peers in the A-share listed banking sector [5]. Group 3: Governance and Risk Management - Huaxia Bank's governance and risk management capabilities have been rated poorly, with a score of 87.46 for corporate governance, placing it 13th among 15 national commercial banks, and a risk management score of 85.43, ranking last [5]. - The new leadership faces challenges in compliance, internal control, revenue decline, and managing non-performing loans, highlighting the need for effective governance and strategic direction [6].