天水市住房公积金业务年底暂停三天 明年起下调个人住房公积金贷款利率

Core Viewpoint - The Tianshui Housing Provident Fund Management Center will suspend certain services for three days at the end of 2025 and will lower personal housing provident fund loan interest rates starting in 2026 [1] Group 1: Service Suspension - The center will suspend all online channels for housing provident fund business from December 29, 2025, 18:00 to December 31, 2025, 24:00 [1] - During this period, cash transaction services at physical counters will also be suspended on December 30 and 31, 2025 [1] - On December 31, 2025, the center will halt the appointment for early repayment of housing provident fund loans, although monthly repayment services will remain unaffected [1] Group 2: Interest Rate Adjustment - Starting January 1, 2026, the center will implement new interest rates for personal housing provident fund loans issued before May 8, 2025 [1] - For first-time homebuyers, the interest rate for loans of five years or less will be 2.1%, and for loans over five years, it will be 2.6% [1] - For second-time homebuyers, the interest rate for loans of five years or less will be 2.525%, and for loans over five years, it will be 3.075% [1]