Guo Ji Jin Rong Bao·2025-12-25 02:34Group 1 - The core theme of the event is the transformation of the banking industry through AI technology, emphasizing that the application of intelligent agents has shifted from optional to essential for banks [2][4] - The "14th Five-Year Plan" highlights the importance of AI in driving the digital transformation of the financial sector, positioning it as a key practice for enhancing financial services and promoting high-quality development [2][3] - Experts suggest that the focus of digital finance should shift from the "household sector" to the "enterprise sector," as the latter has a lower level of digitalization, which can enhance the efficiency of financial institutions [2][3] Group 2 - The development of digital finance is seen as a means to support supply-side structural reforms, requiring banks to apply digital capabilities across various management and operational levels [3] - The successful implementation of intelligent agents in finance relies on three factors: technological breakthroughs, iterative business scenarios, and supportive policies [4][5] - Financial institutions are encouraged to enhance their technological maturity and adapt to new business scenarios while building a collaborative ecosystem for the deployment of intelligent agents [5][9] Group 3 - The event highlighted the challenges faced by banks in AI application, including the need for high-quality knowledge bases and the integration of business and technology [6][7] - There are significant challenges in software testing for AI applications, including the need for comprehensive testing across various dimensions and ensuring fairness and safety in AI applications [8][9] - The future of intelligent agents in banking is expected to focus on creating operational loops that assess both business outcomes and model parameters for continuous improvement [9][10]