Jin Rong Shi Bao·2025-12-25 02:48Core Viewpoint - Moer Technology officially listed on the Shanghai Stock Exchange's Sci-Tech Innovation Board, achieving a peak stock price increase of 500%, highlighting the significance of domestic computing power in the market [1] Group 1: Financial Support for Technology Innovation - Postal Savings Bank (PSB) has played a crucial role in supporting Moer Technology's IPO, demonstrating a successful partnership between hard technology and precise finance [1] - PSB has established a comprehensive financial service model to address the development bottlenecks of technology enterprises, focusing on key areas such as intellectual property empowerment and AI layout [2][3] - The bank's innovative financial services have enabled technology companies to convert intangible assets like patents into tangible financial support, enhancing their growth potential [5] Group 2: Technology Evaluation and Credit System - PSB has developed a "technology flow" evaluation system that quantifies core innovation indicators such as R&D investment ratio and patent quantity into credit criteria, providing precise financial support to tech enterprises [3][5] - The bank's approach allows for rapid credit approval processes, exemplified by a one-day approval for a 10 million yuan credit line for a technology company [5] Group 3: Comprehensive Financial Services Across the Industry Chain - PSB extends its financial services beyond individual companies to cover the entire industry chain, facilitating collaboration among upstream and downstream partners [6] - The bank's support for Moer Technology's ecosystem includes supply chain finance and industry cluster loans, promoting a collaborative innovation environment among large and small enterprises [6] Group 4: Empowering Manufacturing Upgrades - PSB focuses on providing financial support to the manufacturing sector, aligning with national strategies for technological transformation and green upgrades [9][10] - The bank has successfully assisted traditional manufacturing enterprises in upgrading their technology and achieving significant production increases through tailored financial products [10] Group 5: Future Financial Commitments - PSB plans to provide at least 3 trillion yuan in financing support for technology innovation over the next five years, aiming to foster a virtuous cycle between technology, industry, and finance [11]