推动金融资源从“单点供给”转向生态赋能

Core Viewpoint - The 20th Central Committee of the Communist Party of China emphasizes accelerating high-level technological self-reliance and innovation, integrating technological and industrial innovation deeply [1] Group 1: Financial Service Support System - The People's Bank of China Dongguan Branch has innovated the "Equity Loan Guarantee Rental" service model to support technology finance, integrating diverse resources to break financial barriers and create a full-cycle support ecosystem [1] - The model has served over 1,400 enterprises, facilitating nearly 5 billion yuan in financing and developing over 10 customized products and service models [1] Group 2: Institutional Innovation and Coordination - The Dongguan Branch has established a "three-level linkage" organizational system to enhance coordination, with clear responsibilities for government departments and financial institutions [2] - A "dynamic optimization" evaluation system has been created to continuously improve service quality based on quantitative and qualitative indicators [2] Group 3: Service Accessibility - A service system combining "fixed stations + grid specialists + special salons" has been developed to extend financial services to the front line of industries, addressing the last mile of financing for technology enterprises [3] - The service team has engaged with 491 technology enterprises with financing needs, providing personalized financing service plans [3] Group 4: Innovative Financial Products - The Dongguan Branch has focused on the full lifecycle needs of technology enterprises, innovating single-feature products and combination service models under the "Equity Loan Guarantee Rental" framework [4] - Various financing products have been developed, including "Technology Achievement Transformation Loan," "Angel Loan," and "Intellectual Property Pledge + Batch Guarantee" financing models [5][6] Group 5: Future Directions - The Dongguan Branch aims to deepen the "Equity Loan Guarantee Rental" service model, promoting the establishment of more specialized service teams to provide diversified, precise, and comprehensive financial services for technology enterprises [6]