金融监管总局：金融领域“黑灰产”违法犯罪集群打击成效显著 涉四大关键方向

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have reported significant achievements in combating illegal activities in the financial sector, particularly focusing on "black and gray" industries since June 2023, effectively curbing their spread and protecting consumer rights [1][5]. Group 1: Mechanism and Collaboration - Transition from "divided operations" to "joint management" with a more robust mechanism for criminal case referrals, resulting in over 4,500 clues transferred to public security agencies involving more than 21 billion yuan by the end of November [1][5]. - Financial regulatory authorities guided over 1,700 reports from financial institutions, involving amounts exceeding 17 billion yuan, and established innovative collaboration mechanisms between regulatory bodies and local public security [1][5]. Group 2: Targeted Actions and Efficiency - Shift from "routine inspections" to "targeted treatment," utilizing regulatory big data for precise identification of illegal activities, leading to the discovery of multiple major cases involving over 100 million yuan [2][6]. - Special inspections were conducted focusing on illegal loan intermediaries and vehicle insurance fraud, enhancing deterrence against these crimes [2][6]. Group 3: Proactive Measures and Public Awareness - Move from "passive response" to "proactive actions," with over 1,100 risk warnings and public statements issued to guide public understanding and manage partnerships effectively [3][7]. - Collaboration with various departments to address illegal advertising and misleading promotions, aiming to sever the channels through which illegal intermediaries attract clients [3][7]. Group 4: Source Governance and Sustainable Development - Transition from "end-of-line disposal" to "source governance," with over 1,700 educational activities conducted and more than 300 media reports published to enhance public awareness [4][8]. - The regulatory body has issued or improved over 160 regulatory documents and guided financial institutions in enhancing internal risk control systems, promoting high-quality development in the financial sector [4][8].