律师、职业催收人为金融黑灰产推波助澜，两部门将持续严打

Core Insights - The Ministry of Public Security and the National Financial Regulatory Administration have launched a joint initiative to combat illegal activities in the financial sector, focusing on "black and gray" industries [1][2] - From June to November, nearly 1,500 cases of financial-related crimes were investigated, resulting in the dismantling of over 200 professional criminal groups and involving a total amount of nearly 30 billion yuan [1] Group 1: Characteristics of Financial Crimes - The operational model of financial "black and gray" industries has become industrialized, forming a complete chain that includes false advertising, providing counter-tutorials, and negotiating on behalf of clients [1] - The personnel involved in these crimes have become professionalized, with some lawyers and collection agency professionals familiar with laws and regulations, contributing to illegal activities [1] - The methods of committing these crimes have become more concealed, utilizing new technologies and intelligent generation tools, making detection more challenging [1] Group 2: Ongoing Efforts and Future Plans - The "anti-collection alliance" and "professional debtors" have rapidly expanded, threatening the legitimate interests of financial institutions and disrupting the financial management order [2] - Despite some reduction in the spread of financial "black and gray" activities, the methods are evolving and becoming more hidden, increasing the difficulty of governance [2] - By 2026, the National Financial Regulatory Administration plans to intensify efforts against illegal loan intermediaries and agents, maintaining a high-pressure joint law enforcement stance with public security [2]