科技金融培育增长新动能，中信银行杭州分行助力“创新浙江”建设

Group 1 - Zhejiang's innovation capability has ranked fourth nationally for four consecutive years, with R&D investment intensity increasing from 2.77% in 2020 to a projected 3.22% in 2024 [1] - CITIC Bank Hangzhou Branch has served nearly 8,000 technology enterprises, with a comprehensive financing scale of nearly 400 billion yuan, significantly contributing to the cultivation of new productive forces and the upgrading of the technology industry [1][3] - The bank has established a "six specialized system" to enhance its technology finance services, including dedicated teams, specialized resources, and proprietary product services [2] Group 2 - CITIC Bank Hangzhou Branch has launched specialized products such as Talent Loans and Technology Achievement Transformation Loans, which assess technology enterprises based on their technical strength and talent value rather than traditional financial metrics [2][3] - The bank has facilitated over 300 billion yuan in comprehensive financing for more than 1,000 hard technology enterprises in the past three years, with eight companies achieving initial public offerings in 2024 [3] Group 3 - The bank has built an integrated service system that includes collaboration with securities firms, equity investment institutions, and research institutes to provide comprehensive services for technology enterprises [4] - In March 2023, the bank issued a 100 million yuan merger loan for a key "little giant" enterprise, demonstrating its commitment to supporting high-tech sectors [4] Group 4 - CITIC Bank Hangzhou Branch has established a cross-border service office to provide comprehensive financing services, including equity and debt financing for technology enterprises [5] - The bank has set up a 100 billion yuan industry fund in collaboration with local governments and a 50 billion yuan precision manufacturing industry fund with partners, contributing to the capital needs of Zhejiang's advanced manufacturing cluster [6] Group 5 - The bank has successfully launched the first technology achievement transformation loan, providing nearly 10 million yuan to a research transformation enterprise, setting a benchmark for financial support in technology transfer [7] - CITIC Bank Hangzhou Branch's collaborative network with local universities and investment institutions aims to support the financing needs of technology enterprises in Zhejiang [7]