浙江龙游农商银行创新融资模式 支持“土特产富”全链发展

Core Insights - The article highlights the innovative financing solutions provided by Longyou Rural Commercial Bank to support local agricultural enterprises, particularly in the production of selenium-rich lotus seed liquor [1][2] Group 1: Financial Support Initiatives - Longyou Rural Commercial Bank has introduced inventory pledge loans, providing 5 million yuan in credit to Longyou Yuxi Liquor Co., which faced liquidity issues despite having quality products [1] - The bank has launched a series of credit products, including "Lotus Farmer Credit Loan," offering significant interest rate discounts to support the lotus seed industry [1][2] Group 2: Agricultural Development Strategy - The bank is actively involved in the "土特产富" (Specialty Products Prosperity) initiative, which aims to enhance the quality and pricing of local agricultural products [1] - By the end of November 2025, the bank aims to have a total agricultural loan balance of 13.673 billion yuan, with a focus on supporting village-level collective economic development through the "Happiness Village Loan" program [2] Group 3: Community Engagement and Ecosystem Building - Longyou Rural Commercial Bank has established a regular platform for business and financial interactions, conducting monthly visits to collect dynamic funding needs from local enterprises [1] - The bank's efforts reflect its commitment to serving the local agricultural sector and facilitating the transformation of the lotus seed industry towards professionalization and scaling [1][2]