关于治理金融领域“黑灰产”新举措，金融监管总局答中证报记者问

Core Viewpoint - The Chinese government is intensifying efforts to combat illegal financial activities, particularly in the "black and gray" sectors, to protect consumer rights and maintain financial market order, with significant results reported from a recent crackdown [1][2][5]. Group 1: Crackdown Results - From June to November, a six-month operation targeting illegal financial activities was conducted across 17 key provinces and cities, resulting in nearly 60 organized crackdowns [2][3]. - Over 1,500 cases of "black and gray" financial crimes were filed, with more than 200 professional criminal groups dismantled, involving a total of nearly 300 billion yuan [2][4]. - The operation has effectively purified the financial market ecosystem and safeguarded the legal rights of financial consumers [2][4]. Group 2: Focus Areas and Strategies - The crackdown emphasized targeted cleaning and precise judgment, focusing on illegal loan intermediaries, insurance fraud, and improper debt collection practices [2][3]. - A comprehensive approach was adopted to investigate cross-institutional and cross-regional criminal activities, aiming to dismantle the entire chain of financial crime [3][4]. - Collaboration with financial regulatory bodies and industry organizations was strengthened to ensure seamless integration of administrative and criminal enforcement [3][4]. Group 3: Future Measures - The Financial Regulatory Administration plans to continue intensifying efforts against illegal loan intermediaries and unauthorized rights protection agents, maintaining a high-pressure enforcement stance [5][6]. - There will be a focus on enhancing inter-departmental collaboration and developing standards for evidence transfer related to financial crimes [5][6]. - Legislative recommendations will be proposed to improve the legal framework governing financial crimes, ensuring a more robust financial legal system [6].