两部门重拳出击立案查处1500余起金融领域“黑灰产”案件

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have launched a joint initiative to combat illegal activities in the financial sector, resulting in significant law enforcement actions and the disruption of organized crime groups [1][2]. Group 1: Key Actions and Achievements - From June to November, a six-month crackdown on financial "black and gray" activities was conducted across 17 key provinces and cities, leading to nearly 60 organized operations and the investigation of over 1,500 cases [1][2]. - More than 200 professional criminal groups were dismantled, with a total amount involved in these cases reaching nearly 300 billion yuan [1][2]. - The initiative has effectively purified the financial market ecosystem and safeguarded the legitimate rights and interests of financial consumers [1]. Group 2: Focus Areas of the Crackdown - The crackdown emphasized targeted cleaning and precise judgment, focusing on illegal loan intermediaries, insurance fraud, and improper debt collection practices [2]. - A comprehensive approach was adopted to investigate cross-institutional and cross-regional criminal activities, aiming to dismantle the entire chain of financial "black and gray" activities [2][3]. - Collaboration with financial regulatory bodies and industry organizations was strengthened to ensure seamless integration of administrative and criminal enforcement [2][3]. Group 3: Characteristics of Financial "Black and Gray" Activities - Financial "black and gray" crimes have developed an industrialized operational model, including fake advertising, tutorial provision, and negotiation services [4]. - The personnel involved have become professionalized, with some lawyers and collection agency professionals participating in illegal activities under the guise of legitimate practices [4][5]. - The methods employed by criminals have become increasingly covert, utilizing new technologies that complicate detection and enforcement efforts [5]. Group 4: Challenges and Measures - The main challenges in combating these illegal activities include difficulty in behavior identification, nature determination, and information tracking [5][6]. - Measures taken include strengthening case studies to clarify standards for identifying illegal intermediaries and enhancing technological applications to build a smart defense against such activities [6]. - A collaborative system has been established to share risk warnings and lists of abnormal institutions, aiming to cut off illegal business channels and promote joint penalties within the industry [6].