“4折解债”？实为集资诈骗、非法吸收公众存款

Core Viewpoint - The Ministry of Public Security in China has revealed a series of typical cases of illegal fundraising in the financial sector, highlighting the emergence of organized crime in this area, particularly through schemes that promise debt relief at a significant discount. Group 1: Case Details - A case in Zhongshan, Guangdong, involved suspects who, since March 2023, established multiple related companies to conduct illegal fundraising under the guise of "debt relief" services, claiming to have partnerships with asset management firms [1] - The suspects attracted 14,000 clients from 28 provinces, raising over 900 million yuan (approximately 126 million USD) by promising to help clients eliminate their debts for a fee of 40% of the total debt amount [1][2] - The suspects have been charged with fundraising fraud and illegal public deposit acceptance, and the case has been forwarded to the prosecution for further action [1] Group 2: Characteristics of Criminal Activities - The financial sector's "black and gray industry" has developed a complete industrial chain, including false advertising, provision of "counter" tutorials, and negotiation services, often involving professionals familiar with legal regulations [2] - Criminal organizations are characterized by their professional and organized nature, utilizing complex service contracts and persuasive scripts to exploit consumers' urgent desire to resolve their debts [2] - The schemes often operate under the pretense of debt relief but are essentially Ponzi schemes, where new funds are used to pay off earlier investors, with no legitimate business activities taking place [2] Group 3: Consumer Warnings - Consumers are advised to remain vigilant against enticing offers that promise "no repayment loans," "full debt cancellation," or "low-cost rights protection," and to avoid prepaying high fees [3] - It is recommended that consumers seek resolution through legitimate channels such as negotiations with relevant institutions or reporting to regulatory authorities [3]