Xin Lang Zheng Quan·2025-12-25 08:07Group 1 - Jiangyin Bank is focusing on middle business income as its core growth engine to optimize its asset-liability structure and explore new growth points in the coming years [2] - The bank plans to enhance its wealth management product matrix and improve customer service experience through online and offline channel collaboration [2] - In investment banking, Jiangyin Bank aims to expand into bond underwriting and asset securitization to diversify its corporate business income sources [2] Group 2 - Jiangyin Bank is adopting a prudent approach to the issuance of operating loans, prioritizing support for businesses with stable cash flows and good development prospects [3] - The bank emphasizes the importance of collateral value assessment and stability, with a high proportion of collateralized operating loans [3] - Despite fluctuations in the real estate market, Jiangyin Bank maintains that the overall asset quality of its operating loans is controllable, supported by a comprehensive risk control system [3]