银行揽储进入“年底冲刺” 有商业银行三年期最高达1.9% 银行：限时利率政策 额度还要抢

Core Viewpoint - The banking sector is intensifying efforts to attract deposits as the year-end approaches, with significant differences in interest rates between large state-owned banks and smaller commercial banks [1] Group 1: Interest Rate Trends - Large state-owned banks are maintaining stable interest rates for one, two, and three-year deposits at 1.1%, 1.2%, and 1.55% respectively, showing little change [1] - In contrast, smaller banks are increasing deposit rates to attract funds, with some offering rates as high as 1.9% for three-year deposits starting from 200,000 [1] - A limited-time offer for a three-year deposit at 1.71% will expire on December 31, and some banks have a capped rate of 1.75% that requires advance booking [1]