Zhong Guo Jin Rong Xin Xi Wang·2025-12-25 11:34Core Insights - The article highlights the commitment of China CITIC Bank's Baotou branch to support the development of Baotou's "two rare earth bases" and strategic emerging industry clusters by focusing on technology finance as a key area for high-quality growth [1] Group 1: Service Foundation and Mechanism - China CITIC Bank's Baotou branch has established a specialized mechanism for technology finance, offering preferential internal fund transfer pricing for technology loans, prioritizing approvals, and expediting processing to support technology enterprises throughout their growth lifecycle [2] - The bank has provided nearly 10 billion yuan in credit support to key technology enterprises in advanced manufacturing sectors such as steel, rare earth, and crystalline silicon photovoltaic [2] Group 2: Product Support and Financing Solutions - The bank addresses challenges faced by technology enterprises, such as "first loan difficulties, slow financing, and diverse needs," by leveraging core enterprise credit and utilizing supply chain financial products like "Commercial Bill e-loan, Order e-loan, and Distributor e-loan" to provide convenient financing support [3] - In the current year, the bank has disbursed a total of 3.252 billion yuan in online financing and has supported 8 specialized and innovative enterprises with approximately 100 million yuan through the "Science and Technology e-loan" product, along with an 800 million yuan stock pledge financing [3] Group 3: Digital Services and Financial Management - The bank has enhanced its digital service capabilities, having implemented the "Tianyuan Treasury" system for 8 private technology enterprises, enabling dynamic visibility of funds, one-click allocation, and automatic synchronization of financial and operational data [4] - The bank has completed nearly 200 million USD in foreign exchange transaction settlements this year, providing one-stop services for cross-border technology enterprises, including financing, settlement, and exchange rate hedging [4] Group 4: Scene Integration and Targeted Services - The bank actively integrates into the local innovation ecosystem, shifting from a passive service model to proactive engagement by collaborating with key park management committees to conduct policy briefings and business matching activities [5] - By 2025, the bank has served 68 technology enterprises, disbursed 6.8 billion yuan in technology finance loans, and achieved a loan balance exceeding 4.4 billion yuan, covering cutting-edge fields such as rare earth functional materials, new energy equipment, and intelligent manufacturing [5] - The bank's leadership emphasizes a commitment to serving the real economy and deepening technology finance to contribute to Baotou's development as a regional innovation hub and modern industrial system [5]