金监总局下发银行保险机构资管产品信披新规：关注5大要点 防止“业绩昙花一现”

Core Viewpoint - The National Financial Regulatory Administration has issued new regulations for information disclosure of asset management products by banking and insurance institutions, aiming to standardize practices and protect investors' rights [1] Summary by Relevant Categories Regulatory Changes - The new regulations establish unified principles and responsibilities for information disclosure across asset management trust products, wealth management products, and insurance asset management products [1] - Five major modifications from the draft include the removal of mandatory disclosure of "custody agreements" by salespersons [1] Disclosure Requirements - The regulations now require mandatory disclosure of product performance benchmarks [1] - There are new requirements for the preparation of periodic reports [1] - The methods for displaying net values of cash management products and non-cash management products have been detailed [1] Reporting Obligations - New and exempted circumstances for interim report disclosures have been introduced [1]