公安部：立案查处金融领域“黑灰产”犯罪案1500余起

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have launched a crackdown on illegal activities in the financial sector, particularly focusing on "black and gray industry" crimes that harm consumer rights and disrupt market order [1][2]. Group 1: Crackdown Efforts - From June to November, a six-month operation was conducted across 17 key provinces and cities, resulting in nearly 60 organized crackdowns and the investigation of over 1,500 cases related to "black and gray industry" crimes, with a total amount involved of nearly 30 billion yuan [1][2]. - The operation led to the dismantling of over 200 professional criminal groups, effectively purifying the financial market ecosystem and protecting consumer rights [1][2]. Group 2: Collaboration and Data Integration - Enhanced collaboration with financial regulatory bodies and industry clearing organizations has been established, integrating regulatory, industrial, and police data to improve the reporting mechanism for criminal case clues across departments [2]. - A total of 39 "Public Security Economic Investigation Suggestions" have been sent to relevant departments to address identified loopholes and risk management shortcomings in financial institutions [2]. Group 3: Challenges in Enforcement - The complexity of legal relationships in "black and gray industry" activities makes it difficult to identify and prosecute offenders, as these activities often utilize advanced technology and obscure their illegal purposes [3][4]. - The nature of these crimes is complicated by the use of legal forms to mask illegal objectives, making it challenging to classify and prosecute these activities [3][4]. Group 4: Characteristics of "Black and Gray Industry" Crimes - These crimes exhibit an industrialized operational model, including false advertising, provision of "counteracting" tutorials, and the creation of fake documents [4]. - The professionalization of personnel involved is evident, with some lawyers and collection agency professionals participating in illegal activities, contributing to the rise of professional complainants and agents [4]. - The methods employed by criminals are increasingly covert, utilizing new technologies and smart generation tools to evade detection [4][6]. Group 5: Prevention Measures - Financial institutions are urged to maintain core service functions in-house and not outsource them, aiming to sever the profit channels of "black and gray industry" activities [5][6]. - Institutions are encouraged to strengthen risk management and compliance responsibilities, enhance third-party cooperation management, and utilize technology to improve risk identification capabilities [6]. Group 6: Case Study - A notable case involved individuals in Guangdong suspected of illegal fundraising, with the amount involved exceeding 900 million yuan, highlighting the organized and professional nature of such criminal activities [7][8]. - The case revealed that the perpetrators used complex service traps and misleading advertising to exploit consumers' desire to resolve debts, operating under the guise of debt relief while engaging in fraudulent practices [8].