浙江“金融十条”精准滴灌，为个体工商户解渴

Core Insights - Zhejiang Province has officially released the "Ten Measures for Financial Support of Individual Industrial and Commercial Households" aimed at addressing the financing and foreign trade challenges faced by individual businesses, thereby promoting their healthy development [1] Group 1: Policy Overview - The new policy package is designed to tackle the practical difficulties faced by individual industrial and commercial households, which are crucial to the economic foundation of Zhejiang [1] - As of December, there are 7.49 million registered individual businesses in Zhejiang, accounting for 64.4% of all operating entities, highlighting their importance in stabilizing employment and promoting livelihoods [1] Group 2: Specific Measures - The policy includes measures to simplify foreign exchange payment procedures, enhance cross-border fund settlement efficiency, and promote exchange rate hedging for individual businesses [1] - It extends loan renewal policies to individual businesses and promotes a "continuous loan + flexible loan" mechanism to meet their temporary and seasonal funding needs [1] Group 3: Implementation Strategy - A multi-departmental collaborative mechanism has been established to ensure the precise implementation of the policy, involving the Provincial Market Supervision Administration, the People's Bank of China Zhejiang Branch, and relevant financial institutions [1] - Future efforts will focus on ensuring the effective implementation of these policies, deepening the "individual to enterprise" reform, and enhancing support for individual businesses [2]