金融监管总局强化三类资管产品信披管理

Core Viewpoint - The Financial Regulatory Administration has issued the "Management Measures for Information Disclosure of Asset Management Products by Banking and Insurance Institutions," aiming to standardize information disclosure for asset management trust products, wealth management products, and insurance asset management products, effective from September 1, 2026 [1] Group 1: General Regulations - The measures establish general regulations for information disclosure, including channels, responsibilities, methods, prohibited behaviors, and document requirements [1] - Prohibited behaviors include making unauthorized profit commitments, predicting actual investment performance, using incomparable or inaccurate data for performance comparisons, and disparaging other asset management products or institutions [1] Group 2: Disclosure Requirements - The measures categorize information disclosure into four aspects: fundraising information, periodic information, temporary information, and termination information, covering the entire lifecycle of asset management products [1] - Specific requirements are set for product prospectuses or contracts, performance benchmarks, issuance announcements (or reports), periodic reports, net value disclosures, past performance, and temporary disclosures before and after events, as well as maturity liquidation reports [1]