广发银行：调整代理上海黄金交易所个人贵金属业务

Core Viewpoint - Guangfa Bank announced adjustments to its agency services for personal precious metals business at the Shanghai Gold Exchange to adapt to market changes and protect investor interests [1] Group 1: Service Adjustments - Customers with no positions, inventory, or debts, but with a balance in their margin accounts, are required to withdraw their funds promptly. Starting from December 26, 2025, Guangfa Bank will transfer these customers' margin account balances to their linked debit cards and terminate the related business functions [1] - The agreement signed by customers regarding the personal precious metals business will be terminated as of December 26, 2025 [1] Group 2: Margin Ratio Changes - As of the close on December 26, 2025, the margin ratio for gold futures contracts will increase from 31% to 39%, while the margin ratio for silver futures contracts will rise from 34% to 42% [1] Group 3: Existing Customers - Existing customers with open positions will not be affected by this business adjustment regarding their closing transactions [1] - Guangfa Bank encourages customers to monitor their precious metals trading account balances and to invest rationally while managing their positions to mitigate market risks [1]