江门农商银行：普惠金融助力区域经济“江通四海”

Core Viewpoint - Jiangmen Rural Commercial Bank is actively integrating into the regional high-quality development framework, focusing on empowering the real economy and enhancing local industries through financial services [1][4][8]. Group 1: Financial Empowerment in Industry - The bank is promoting financial services that cover the entire supply chain, from procurement to sales, to support local manufacturing and key industrial parks [4]. - As of the end of November, the bank's manufacturing loans reached 28.9 billion yuan, an increase of 1.1 billion yuan since the beginning of the year, supporting 169 specialized and innovative enterprises with loans exceeding 6.2 billion yuan [4]. - The bank has issued over 2.7 billion yuan in financing to core enterprises and their upstream and downstream partners in the manufacturing industry [4]. Group 2: Support for Agricultural Products - Jiangmen Rural Commercial Bank has developed a unique product system tailored to local agricultural resources, including specialized loans for products like dried tangerine peel and shrimp [5][6]. - The bank has issued over 3.1 billion yuan in loans for the dried tangerine peel industry, serving over 1,000 clients and addressing financing challenges in the agricultural sector [6]. - The bank has implemented cost-reduction policies for agricultural entities, such as free account openings and reduced transfer fees, enhancing the accessibility of financial services [6]. Group 3: Community and Rural Development - The bank is exploring a "Party Building + Finance + Government Affairs" integration model to enhance financial services in rural areas, achieving coverage through its "Five Ones" mechanism [7]. - Nearly 460 financial special commissioners have been deployed to 486 administrative villages, facilitating loan access for 42,000 households and achieving a loan balance of over 5.9 billion yuan [7]. - The bank has installed 274 "Yue Smart Assist" integrated service machines across towns, processing over 1.16 million government service requests, benefiting 350,000 villagers [7]. Group 4: Commitment to Local Development - Jiangmen Rural Commercial Bank remains committed to supporting agriculture and small enterprises, aiming to contribute to the high-quality economic and social development of the city [8].