北京挖金客信息科技股份有限公司关于公司 对下属全资子公司提供担保及接受关联方无偿担保事项的进展公告

Core Viewpoint - The company, Beijing Wajingke Information Technology Co., Ltd., has approved a series of guarantees for its subsidiaries to secure financing, with a total guarantee amount of up to RMB 1.5 billion for its subsidiaries and an additional RMB 5 billion in free guarantees from its controlling shareholders [2][3]. Group 1: Guarantee Approval - The company approved a guarantee limit of up to RMB 1.5 billion for its subsidiaries to apply for financing from banks [2]. - The company also approved accepting free guarantees from its controlling shareholders, totaling up to RMB 5 billion for financing matters [3]. Group 2: Guarantee Contracts - The company plans to sign a maximum guarantee contract with China Bank for its subsidiary, Yinyuebang, with a maximum debt amount of RMB 10 million [4][16]. - The controlling shareholders will provide guarantees for Wajingke's loans from China Bank and China Construction Bank, with maximum amounts of RMB 5 million and RMB 10 million, respectively [4][18][21]. Group 3: Guarantee Usage - Prior to the new guarantees, the company had a remaining guarantee balance of RMB 37 million, which will decrease to RMB 27 million after the new guarantees are issued [5]. - The controlling shareholders had a remaining guarantee balance of RMB 219 million before the new guarantees, which will decrease to RMB 204 million after the new guarantees are issued [6]. Group 4: Financial Data of Subsidiaries - Yinyuebang had total assets of RMB 16.68 million and net assets of RMB 7.87 million as of September 30, 2025, with a good credit status [8][9]. - Wajingke had total assets of RMB 1326.43 million and net assets of RMB 727.82 million as of September 30, 2025, also with a good credit rating of AAA [13][14]. Group 5: Board Opinion - The board believes that the guarantees provided to Yinyuebang are necessary for its normal operations and that the financial risks are manageable, ensuring no harm to the company's or shareholders' interests [24]. Group 6: Total Guarantee Amount - After the new guarantees, the total guarantee amount for the company and its subsidiaries will be RMB 204.42 million, with a total balance of RMB 177.42 million, representing 24.45% of the company's net assets for the year 2024 [25].