1.6万亿资产农商行，被罚！

Core Viewpoint - Chongqing Rural Commercial Bank has been fined 8.7 million yuan due to multiple business violations, with two responsible individuals receiving lifetime bans, including former vice president Shu Jing who was dismissed last year [1][3][4]. Group 1: Violations and Penalties - The bank was penalized for several violations, including inadequate due diligence in loan "three checks," insufficient investigation and accountability for large risk losses, errors in non现场 statistical data, failure to verify the source of guarantee funds, and rolling invoices [3]. - A total of 10 responsible individuals were subjected to penalties, warnings, and fines, with Shu Jing and Chief Credit Officer Feng Hongwei receiving lifetime bans from the banking industry [3]. Group 2: Background on Shu Jing - Shu Jing, the former vice president of Chongqing Rural Commercial Bank, was dismissed in March 2024 and was under investigation by the Chongqing Municipal Commission for Discipline Inspection [5]. - Her work history includes roles as General Manager of the Credit Approval Department, General Manager of the Corporate Business Department, and Deputy General Manager, before becoming Vice President in October 2015 [5]. Group 3: Bank's Financial Performance - As of the end of Q3 2025, Chongqing Rural Commercial Bank reported total assets of 1.66 trillion yuan, a 9.3% increase from the beginning of the year, with total loans amounting to 777.973 billion yuan, up 8.92% [6]. - The bank achieved operating income of 21.658 billion yuan in the first three quarters of this year, a year-on-year increase of 0.67%, and a net profit attributable to shareholders of 10.694 billion yuan, up 3.74% year-on-year [6].