安心财险三大业务被暂停 偿付能力充足率为-871.59%
Xi Niu Cai Jing·2025-12-26 05:20

Core Viewpoint - Anxin Property Insurance Co., Ltd. has been penalized for regulatory violations, including improper use of approved insurance terms and false reporting of claims data, leading to significant restrictions on its new business operations [2][3][4] Group 1: Regulatory Actions - Anxin Property Insurance is ordered to stop accepting new credit guarantee insurance business for 36 months, short-term health insurance for 24 months, and vehicle insurance for 6 months [2][3] - A total of 13 responsible individuals have been warned and fined a total of 770,000 yuan for their involvement in the violations [3][4] Group 2: Individual Penalties - Specific individuals have been banned from the insurance industry for varying durations: Zhong Cheng for 11 years, Wang Hui for 10 years, Li Haofan for 8 years, Huang Sheng for 6 years, and Chen Jing for 6 years [4] Group 3: Financial Health - As of Q3 2024, Anxin's core and comprehensive solvency adequacy ratios have dropped to -871.59%, with a net asset value of -735 million yuan, and insurance business revenue reported at -93.4 yuan for the same period [4] - The risk comprehensive rating for the first and second quarters of 2024 is classified as "D" [4] Group 4: Company Background - Anxin Property Insurance was one of the first internet insurance companies, receiving its establishment approval in June 2015 and officially commencing operations in January 2016 [4] - The company has seven shareholders, including Zhongcheng Investment Group Co., Ltd. and Beijing Ximeng Real Estate Co., Ltd. [4]

安心财险三大业务被暂停 偿付能力充足率为-871.59% - Reportify