三部门：鼓励金融机构创新金融产品和服务方式，探索“农业保险+融资”模式

Core Viewpoint - The joint notice issued by the People's Bank of China, the Ministry of Agriculture and Rural Affairs, and the Financial Regulatory Administration aims to promote the use of agricultural facilities and live poultry as collateral for financing, enhancing the registration and management of such assets [1] Group 1: Policy Implementation - The notice emphasizes the need to improve the registration model for agricultural facilities and live poultry collateral, establishing a list of collateral items tailored to local conditions [1] - It encourages the use of the unified registration and public disclosure system for movable property financing managed by the People's Bank of China [1] Group 2: Digital Management and Innovation - The notice supports the construction of digital management platforms for agricultural facilities and live poultry collateral in qualified regions, allowing for the assignment of unique QR codes to collateral assets [1] - Financial institutions are encouraged to innovate financial products and service methods, exploring the "agricultural insurance + financing" model [1] Group 3: Risk Management and Information Sharing - The establishment of a sound credit risk sharing and monitoring mechanism is highlighted, along with the exploration of innovative guarantee service paths [1] - The notice calls for the expansion of insurance coverage and the use of smart technologies, such as IoT platforms, to enhance the management of pledged assets [1]