央行等三部门：鼓励金融机构因地制宜创设农业设施和畜禽活体抵押融资信贷产品

Core Viewpoint - The People's Bank of China, the Ministry of Agriculture and Rural Affairs, and the Financial Regulatory Bureau jointly issued a notice to promote financing through agricultural facilities and livestock collateral, encouraging financial institutions to create tailored credit products for the agricultural sector [1][2]. Group 1: Financing Initiatives - Financial institutions are encouraged to develop credit products based on agricultural facilities and livestock collateral, adapting to local conditions [1][2]. - The notice promotes the exploration of supply chain finance models, focusing on leading agricultural enterprises to provide services such as accounts receivable pledge loans and order financing to small farmers and cooperatives [1][2]. Group 2: Risk Management and Insurance - The notice emphasizes the role of agricultural insurance products in credit evaluation and risk management, advocating for the integration of agricultural insurance with financing solutions [1][2]. - Financial institutions are encouraged to issue medium- to long-term loans based on agricultural facilities and livestock collateral, with a focus on aligning the remaining value of collateral with the loan balance throughout the loan period [1][2]. Group 3: Infrastructure and Information Sharing - The notice highlights the importance of utilizing credit market service platforms and agricultural infrastructure financing project databases to enhance information sharing and financing connections [1][2]. - Financial institutions that meet certain criteria are encouraged to issue special financial bonds for agriculture, supporting innovative models such as the linkage between banks and leasing companies for modern agricultural facilities and livestock [1][2].