山东栖霞：破解小微企业融资难题，助力小微企业健康发展

Group 1 - The core viewpoint of the articles emphasizes the efforts of Qixia City in Shandong Province to enhance financing for small and micro enterprises by establishing a communication bridge between businesses and banks, thereby addressing financing difficulties and improving financial service quality [1][2][3] Group 2 - Qixia City has implemented a financing coordination mechanism and developed a visiting activity plan to facilitate communication and collaboration among various stakeholders, including local government and banking institutions [1] - A financial service manual for small and micro enterprises has been created, and over 20 promotional activities have been conducted to increase awareness and trust among these enterprises [2] - As of November 2025, 9,749 small and micro enterprises have been visited, with 3,479 enterprises included in a recommendation list, resulting in a total loan balance of 7.169 billion yuan, accounting for 65.54% of the city's total loan balance [2] - A problem ledger has been established for enterprises that have not received financing, with bi-weekly joint consultation meetings held to address issues and provide guidance, leading to expedited loan approvals [3] - Qixia City plans to continue enhancing communication between government, banks, and enterprises, exploring innovative mechanisms to support the development of small and micro enterprises [3]