四部门：进一步发挥政府性融资担保体系作用 加力支持就业创业

Core Viewpoint - The government aims to enhance the role of the government financing guarantee system to support employment and entrepreneurship, emphasizing the integration of fiscal and financial policies with employment strategies to stimulate job creation and support key groups in starting businesses [1][3]. Group 1: Overall Requirements - The initiative is guided by Xi Jinping's thought and aims to implement a people-centered development approach, focusing on the priority of employment and the collaboration between fiscal finance and employment policies [3]. - The financing guarantee system will focus on supporting small and labor-intensive enterprises to stabilize and increase employment while achieving high-quality development [4]. Group 2: Support for Labor-Intensive Small and Micro Enterprises - A financing guarantee employment contribution index will be established to measure the annual increase in employment driven by financing guarantee institutions [5]. - The allocation of guarantee resources will be optimized based on the employment contribution index, with a focus on institutions that demonstrate significant contributions to employment [5]. - A differentiated re-guarantee fee discount mechanism will be implemented, with discounts based on the employment contribution index, with a maximum discount of 20% [6]. - Innovative financial products will be developed to support labor-intensive small and micro enterprises, including specialized services for paying employee wages [6]. - The barriers for financing guarantees will be lowered, reducing or eliminating collateral requirements for labor-intensive small and micro enterprises [6]. Group 3: Supporting Key Groups in Entrepreneurship - Local governments are encouraged to support recent and past college graduates in applying for entrepreneurship guarantee loans, with similar policies extended to vocational education graduates [7]. - Financing guarantee institutions will actively provide guarantees for entrepreneurship loans to various key employment groups, including graduates, veterans, and unemployed individuals [7]. - The overall financing costs for entrepreneurial groups will be reduced through fee discounts and incentives for trustworthy clients [8]. - The efficiency of issuing entrepreneurship guarantee loans will be improved by establishing a fast-track mechanism for loan approval and disbursement [8]. Group 4: Strengthening Information Sharing - A cross-departmental data sharing mechanism will be established to enhance the quality and precision of data related to entrepreneurship guarantee loans and employment statistics [9]. - The national financing guarantee fund will optimize its management service platform to support data-driven financing services [9]. Group 5: Strengthening Organizational Implementation - Local financial and human resources departments will enhance collaboration to address the financing challenges faced by labor-intensive small and micro enterprises [11]. - The performance of financing guarantee institutions in promoting employment and entrepreneurship will be included in their evaluation systems, influencing policy support and incentives [11].