四部门：加大对首贷、首担客户的开拓力度，降低融资准入门槛

Core Viewpoint - The Ministry of Finance and three other departments have issued guidelines to enhance the role of government financing guarantee systems in supporting employment and entrepreneurship by lowering financing guarantee thresholds [1] Group 1: Policy Changes - The guidelines indicate a gradual reduction or elimination of collateral requirements for financing guarantees aimed at labor-intensive small and micro enterprises that employ a large number of people [1] - There is a shift to weaken profitability assessments for these financing guarantees, allowing for more flexibility in support [1] - The focus will be on expanding outreach to first-time loan and guarantee clients, thereby lowering the barriers to financing access [1]