海尔消金发布11周年成绩单：发行ABS总规模112亿元，累计为新市民放款约1724亿元

Core Insights - Haier Consumer Finance has achieved a cumulative asset-backed securities (ABS) issuance scale of nearly 11.2 billion, marking a key component of its diversified financing matrix [1] - In 2025, Haier Consumer Finance actively issued two ABS products in the public market, totaling 3 billion, with the second phase's priority A tranche interest rate dropping to 1.80%, setting a new low for the consumer finance industry that year [1] - The low-cost and efficient ABS issuances have optimized the company's asset-liability maturity structure, reduced comprehensive financing costs, and injected strong momentum into core business development [1] Financing and Technology - Leveraging an AI-driven technology system and a team of over 70% technology risk control talents, Haier Consumer Finance has served 19.45 million real-name new citizens, with a cumulative loan amount of approximately 172.4 billion, demonstrating the power of inclusive finance [2] - The Smart Home Installment business has covered over 2,000 Haier specialty stores nationwide, with a cumulative installment amount of 130 million, where special promotional events can boost retail sales by over 30% in partner stores [2] - Haier Consumer Finance has submitted over 730 patent applications, with more than 95% of its 600 online operational applications being self-developed, focusing on cutting-edge areas such as AI, multimodal interaction, and large model applications [2]