金融监管总局：鼓励金融机构建设企业级数据中台，统筹开展数据服务能力建设

Core Viewpoint - The Financial Regulatory Administration has released the "Implementation Plan for High-Quality Development of Digital Finance in the Banking and Insurance Sectors," emphasizing the need for financial institutions to effectively unleash the potential of data elements while ensuring risk prevention and compliance [1][2]. Group 1: Data Governance - Strengthening enterprise-level data governance systems is essential, which includes establishing comprehensive data governance policies, mechanisms, and processes, as well as building a data asset management system to enhance data resource management capabilities [1][2]. - Improving data standards and quality control mechanisms is a key focus to ensure effective data governance [1][2]. Group 2: Data Application - Promoting high-level, large-scale application of financial data is encouraged, with a push for financial institutions to build enterprise-level data platforms that coordinate data service capabilities and lower technical barriers for data application [1][2]. - There is an emphasis on enhancing employees' data utilization skills across the organization [1][2]. Group 3: Data Ecosystem and Security - Constructing a secure and trustworthy data ecosystem is vital, with encouragement for financial institutions to actively participate in the national "data element ×" initiative, integrating various cross-industry data to amplify the effects of data elements [1][2]. - The plan also highlights the importance of data security as a prerequisite for unleashing data potential, aligning with the regulatory requirements outlined in the "Data Security Management Measures for Banking and Insurance Institutions," particularly focusing on enhancing data security for digital channels like apps and mini-programs [1][2].