2026年1月，这些新规将影响你我生活

Group 1 - The People's Bank of China will implement a one-time credit repair policy for specific historical personal small overdue records starting January 1, 2026, applicable to overdue records from January 1, 2020, to December 31, 2025, with a maximum overdue amount of 10,000 yuan [1][10] - The China Securities Regulatory Commission has revised the Corporate Governance Code to further regulate the behavior of directors, senior management, and controlling shareholders of listed companies, effective January 1, 2026 [2][11] - Brokerage firms are required to disclose optimal brokerage quotes and transaction information in real-time, accurately, and completely, starting January 1, 2026, as per the new management measures from the People's Bank of China [3][12] Group 2 - The Financial Regulatory Bureau has revised the management measures for trust companies, effective January 1, 2026, to enhance regulatory frameworks and risk management in the trust industry [4][12] - Financial leasing companies must establish due diligence systems and management frameworks, ensuring the independence and effectiveness of due diligence processes, starting January 1, 2026 [5][13] - The Ministry of Commerce and other departments will strictly control the export of new cars under the guise of used cars, with new regulations effective January 1, 2026 [6][14] Group 3 - The revised Cybersecurity Law will support research and development in artificial intelligence and key technologies, effective January 1, 2026, promoting infrastructure development and ethical standards in AI [7][15] - The new management measures for oil and gas infrastructure will encourage investment and technological innovation in the sector, effective January 1, 2026 [8][16] - The new national standard for electric vehicle energy consumption will require technical upgrades for new vehicles, aiming to improve the average driving range by approximately 7%, effective January 1, 2026 [9][17] Group 4 - The updated National Medical Insurance Drug List will include 114 new drugs, enhancing coverage for critical areas such as cancer and chronic diseases, effective January 1, 2026 [10][18] - New regulations on kindergarten fee policies will prohibit third-party institutions from directly charging parents, effective January 1, 2026 [11][19]