关于印发《广东省推动金融服务科技强省建设工作方案》的通知

Core Viewpoint - The Guangdong Province's plan aims to establish a financial service system that supports the construction of a technology-driven economy, promoting a virtuous cycle of "technology-industry-finance" to enhance technological self-reliance and productivity by 2027 [1][12]. Overall Goals - The strategy focuses on enhancing financial services for the technology-driven economy, targeting key areas in the Guangdong-Hong Kong-Macao Greater Bay Area and strategic emerging industries, aiming to build a modern technology finance matrix by the end of 2027 [2][13]. - The plan aims for technology-related loans to rank among the highest in the nation, with growth rates exceeding the average loan growth, and to significantly increase the scale of intellectual property pledge financing [2][13]. Key Focus Areas Key Regions - The plan emphasizes the importance of the Greater Bay Area's strategic positioning, focusing on major platforms like Hengqin, Qianhai, Nansha, and He Tao to enhance financial services in these areas [4][14]. Key Industries - Financial services will be directed towards emerging industries such as integrated circuits, new energy vehicles, low-altitude economy, biomedicine, and artificial intelligence, among others [5][14]. Key Enterprises - The initiative will support the "Ten-Hundred-Thousand" plan, focusing on 50 leading technology enterprises, 100 chain enterprises, and 10,000 specialized and innovative enterprises to strengthen the industrial chain [6][15]. Major Tasks Implementing Technology Finance Foundation Projects - The plan encourages the establishment of a technology innovation investment fund system, utilizing various types of funds to support early-stage technology enterprises and enhance their valuation and reduce financing costs [7][16]. - A comprehensive technology credit system will be developed to accommodate different stages of enterprise growth, with a focus on flexible repayment options and innovative credit products [8][17]. Enhancing Bond Market Support - The plan aims to leverage the bond market to support technology innovation, encouraging the issuance of technology innovation bonds to finance projects in this sector [8][18]. Capital Market Development - The strategy will utilize various capital market tools to support technology enterprises at different growth stages, promoting a structured listing and financing system [8][18]. Cross-Border Financial Services - The plan will facilitate cross-border financing for technology enterprises, allowing them to access international capital markets and improve their financial flexibility [18]. Risk Mitigation and Insurance - A risk-sharing mechanism will be established to reduce financing costs for high-tech enterprises, including government subsidies for loans and the development of specialized insurance products [9][18]. Data and Financial Technology Integration - Financial institutions will be encouraged to utilize big data and AI to create credit products based on the multidimensional data of technology enterprises, enhancing financing accessibility [9][18]. Knowledge Property Financial Ecosystem - The initiative will support the development of a comprehensive financial ecosystem for intellectual property, promoting innovative financing methods and insurance products related to IP [9][18]. Talent Development - The plan emphasizes the creation of a talent system that integrates technology, industry, and finance to support the development of a technology-driven economy [10][18].