中国人民银行等三部门：激励引导金融机构扩大农业设施和畜禽活体抵押贷款投放

Core Viewpoint - The People's Bank of China (PBOC) has issued a notification to promote agricultural facility and livestock collateral financing, aiming to enhance rural revitalization and broaden the scope of agricultural collateral [1][2]. Group 1: Notification Details - The notification emphasizes the importance of agricultural facility and livestock collateral financing, focusing on high-value agricultural facilities and clearly owned livestock [1]. - It proposes the establishment of a standardized management system and risk prevention mechanisms for collateral financing, including the use of digital technologies like electronic ear tags and biometric identification [1][2]. - The notification encourages the development of a collateral registration model tailored to local conditions, promoting the use of the PBOC's unified registration system for movable property [2]. Group 2: Financial Innovation and Support - Financial institutions are encouraged to innovate financial products and services, exploring models that combine agricultural insurance with financing [2]. - The notification calls for the establishment of a multi-level rural property transaction platform to improve the disposal mechanism for collateral assets and broaden monetization channels [2]. - It highlights the need for policy incentives and financing support to encourage financial institutions to increase loans for agricultural facilities and livestock collateral [2]. Group 3: Future Steps - The PBOC plans to strengthen collaboration with the Ministry of Agriculture and Rural Affairs and financial regulatory authorities to summarize best practices and continuously improve support systems for collateral financing [3].