央行报告：北京等9个省区市辖内无“红区”银行

Core Insights - The People's Bank of China (PBOC) conducted a financial institution rating for 3,529 banks, indicating overall stability in the banking sector with manageable financial risks [1] - The rating system consists of 11 levels, with levels 1-7 representing lower risk and D indicating failure or takeover [1] - A total of 3,217 banks received ratings from 1 to 7, accounting for 98% of the total assets of the evaluated banks [1] Group 1 - The overall operation of banking institutions in China is stable, with financial risks being generally controllable [1] - National banks received better ratings compared to some local small and medium-sized banks, which exhibit certain risks [1] - Most provinces have significantly reduced existing risks, leading to an improved regional financial ecosystem, with nine provinces having no banks in the "red zone" [1] Group 2 - The financial system has been actively addressing risks in key institutions and regions, implementing a coordinated approach between central and local authorities [2] - The next steps include enhancing a comprehensive macro-prudential management system and strengthening monitoring and assessment of systemic financial risks [2] - The focus will be on preventing and resolving financial risks in key areas, particularly in supporting the resolution of debt risks in financing platforms and managing real estate financial risks [2]