三部门发文推广农业设施和畜禽活体抵押融资

Core Viewpoint - The People's Bank of China, along with the Ministry of Agriculture and Rural Affairs and the Financial Regulatory Administration, has issued a notification to promote the use of agricultural facilities and livestock as collateral for financing, aiming to enhance the value of these assets and broaden financing options in rural areas [1][2]. Group 1: Promotion of Collateral Financing - The notification encourages financial institutions to explore the "agricultural insurance + financing" model and to issue special financial bonds for agriculture [1]. - It emphasizes the importance of agricultural facilities and livestock as significant assets for agricultural operators, with substantial potential for value development [1]. - The focus is on high-value investment areas and clear ownership of livestock, particularly in urban outskirts and regions with concentrated agricultural facilities [1]. Group 2: Standardization and Digital Management - The notification calls for the standardization of collateral registration for agricultural facilities and livestock, including the establishment of a value assessment system [2]. - It encourages the development of a digital management platform for collateral, assigning unique QR codes to assets for better tracking and management [2]. - The aim is to ensure clear ownership and security of collateralized assets through digital integration with rural revitalization platforms [2]. Group 3: Financial Product Innovation - Financial institutions are encouraged to create tailored credit products for agricultural facilities and livestock collateral [2]. - The notification supports the issuance of special financial bonds for agriculture by qualified financial institutions [2]. - It promotes innovative models such as linking financial leasing companies with agricultural facilities and livestock as eligible leasing assets [2].