Zheng Quan Ri Bao·2025-12-26 16:50Group 1 - The core viewpoint emphasizes the importance of maintaining asset quality in retail credit while promoting consumption initiatives [1] - The company has established a mechanism for the recovery of non-performing retail credit assets, focusing on resolving key risk issues [1] - There is a strong emphasis on post-loan management and the use of risk mitigation tools, including targeted repayment plans and loan restructuring [1] Group 2 - The company is coordinating the use of various disposal tools and resources to enhance the efficiency of non-performing asset management [1] - Ongoing efforts include the use of legal proceedings, write-offs, and asset securitization as part of the asset disposal strategy [1] - The company aims to fully leverage mediation mechanisms to improve the efficiency of non-performing asset resolution [1]