Are you one of these 5 types of US retiree? Then you’re much richer than you think. Here’s why

A lot of retirement planning is focused on maximizing the size of your nest egg. Theoretically, the more money you have saved up, the more comfortable your golden years are likely to be. In January 2025, 4,626 U.S. adults aged 18 or older told Northwestern Mutual they believe the ideal amount to retire comfortably is $1.26 million. (1) Another commonly cited benchmark is Fidelity’s income multiple guideline, which recommends aiming to have 10 times your annual salary put aside by the time you’re 67 year ...