两部门联合发文 推广跨国公司本外币一体化资金池业务

Core Viewpoint - The new integrated foreign and domestic currency fund pool policy aims to enhance cross-border fund management for multinational companies by focusing on account integration, simplified processes, and strengthened overall management [2] Group 1: Key Highlights of the Policy - Centralized management of cross-border funds allows multinational companies to consolidate domestic and foreign currency funds for unified management and usage [2] - Flexible adjustment of borrowing limits enables multinational companies to borrow up to 3.5 times and 0.8 times their equity in the fund pool for foreign debt and overseas lending, respectively [2] - Facilitation of current account business allows multinational companies to manage centralized receipts and payments or netting settlements through the main enterprise based on operational needs [2] - Simplification of business procedures shifts more operations from pre-approval to post-management, reducing institutional transaction costs for enterprises while maintaining risk control [2] Group 2: Future Directions - The People's Bank of China and the State Administration of Foreign Exchange will continue to optimize cross-border fund management policies for multinational companies, enhancing the convenience of cross-border trade and investment financing [2]