四部门打出就业创业政策组合拳 惠及小微企业和10类重点群体

Group 1 - The new policy aims to enhance the role of government financing guarantee systems to support employment and entrepreneurship by providing guarantees for small and micro enterprises with strong employment capacity [1] - The policy will prioritize guarantees for labor-intensive small and micro enterprises seeking bank loans, reducing the risk for banks and encouraging lending [1] - The government will explore establishing employment contribution indicators for financing guarantees, using employment as a key assessment metric to guide local guarantee institutions [1] Group 2 - The financing threshold for small and micro enterprises will be lowered, with the gradual reduction or elimination of collateral requirements for eligible businesses [1] - Banks and financing guarantee institutions are encouraged to develop tailored financial products for small enterprises, including loans specifically for employee wage payments [1] - The policy also supports ten key groups, including college graduates and veterans, by providing reduced guarantee fees and financial subsidies for entrepreneurial loans [4][6] Group 3 - The average impact of the entrepreneurial loan subsidy policy is significant, with every 1 billion yuan in subsidies potentially leading to 50 billion yuan in new loans and supporting approximately 17,500 entrepreneurs [8] - The government financing guarantee is a crucial tool for supporting employment and entrepreneurship, with estimates indicating that every 1 billion yuan in guarantees can stabilize over 800 jobs [8] - In the first eleven months of the year, the national financing guarantee fund's re-guarantee business reached 1.36 trillion yuan, with nearly 99% of resources allocated to support small and micro enterprises and rural sectors, benefiting around 11 million people [8]