“黄金理财”神话破灭 金雅福人去楼空、工程停滞

Core Viewpoint - Shenzhen Jinyafu Holdings Group Co., Ltd. is facing significant financial distress as its gold investment products have defaulted on payments, despite rising international gold prices [2][3]. Group 1: Company Financial Issues - Investors have reported widespread delays in the redemption of gold investment products since November, with the company unable to provide a clear timeline for repayment [2][3]. - The total scale of funds involved in the Jinyafu situation is still unknown, but estimates suggest it could be between 7 billion to 8 billion yuan [3]. - The company is currently under investigation by local financial authorities, and its chairman is reportedly in Hong Kong while other executives have been detained [3]. Group 2: Investor Relations - Many investors, including those from various provinces such as Jilin, Hubei, and Jiangsu, were attracted to Jinyafu's products due to promised annual returns of 8% to 10% [6]. - Contracts signed by investors often lacked transparency regarding risks, with some investors unaware of the potential for default [6][7]. - Affected investors have begun filing complaints with government authorities, seeking redress for their losses [22]. Group 3: Operational Status - Despite the financial turmoil, some Jinyafu retail locations continue to operate, and employees are reportedly still receiving salaries [3]. - However, investigations revealed that many of the company's offices are now vacant, and construction projects have stalled due to lack of funding [4][19]. - The company has proposed various solutions to investors, including converting investment products into equity in a subsidiary, but these have largely been rejected [23].