视频丨四部门打出就业创业政策组合拳 惠及小微企业和10类重点群体

Group 1 - The new policy aims to enhance the role of government financing guarantee systems to support employment and entrepreneurship by providing guarantees for small and micro enterprises with strong employment capacity [2] - The policy will prioritize guarantees for labor-intensive small and micro enterprises seeking bank loans, thereby reducing the risk for banks and encouraging lending [2] - The government plans to establish employment contribution indicators for financing guarantees, making employment a key assessment criterion to guide local guarantee institutions in providing more resources to effective job-creating small enterprises [2] Group 2 - The financing threshold for small and micro enterprises will be lowered, with government financing guarantee institutions gradually reducing or eliminating collateral requirements for eligible enterprises [2] - Banks and guarantee institutions are encouraged to develop specialized financial products for small enterprises, including loans specifically for employee wage payments [2] - The policy also supports ten key groups, including college graduates and veterans, by offering reduced guarantee fees and financial subsidies for entrepreneurial loans [4][6] Group 3 - The cost of entrepreneurial loans for these key groups will be further reduced, with potential reductions in guarantee fees and lower bank loan interest rates [6] - The policy is expected to leverage fiscal funds effectively, with an estimated 1 billion yuan in central fiscal subsidies potentially mobilizing around 50 billion yuan in new entrepreneurial loans, supporting approximately 17,500 entrepreneurs [8] - The government financing guarantee is projected to stabilize employment for over 800 individuals for every 100 million yuan in guarantees provided, with the national financing guarantee fund's scale reaching 1.36 trillion yuan in the first eleven months of the year, benefiting around 11 million people [8]